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Investing your hard-earned money is a big decision, and it's important to take the time to make sure you're making the best decision for your short-term goals. With 90k in hand, you can invest in a variety of different options depending on what your goals are. Stocks and mutual funds are popular choices for short-term investments, and they can offer a great return on your investment if you choose the right ones. If you're looking for more secure investments, you may want to consider bonds or certificates of deposit. Real estate investments are also a great option, as you can often make a good return on your money in a relatively short amount of time. Whatever option you choose, make sure to do your research and understand the risks before investing your 90k.

Investing is an important part of creating financial security and wealth. Short term and long term investments both have different benefits and risks, but one of the key differences between them is the time frame. Short term investments usually refer to investments that can be cashed out within a year, whereas long term investments take longer, sometimes several years or more. There is no set time limit for short term or long term investments, but understanding the differences between them can help you make the best decision for your financial goals.