Do banks try to make more money on fees or investments?
In my recent research, I've been exploring whether banks primarily focus on making money through fees or investments. It appears that banks utilize both methods to increase profits, but their reliance on each may vary depending on the institution's size and business model. Some banks may emphasize fees, such as account maintenance and overdraft charges, while others invest in securities, loans, and other financial products. However, it's important to note that regulations and public opinion can significantly influence banks' strategies in generating revenue. Overall, it seems that banks use a combination of fees and investments to meet their financial goals.
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