Bonus from the deposit (refback) – is the return of the referral fee to the investor who made a contribution to a particular project under our partner (referral) link.

Refback is an analogue of cashback from purchases. For a complete understanding, cashback is a refund of part of the funds from your purchases to your account, respectively, refback (bonus) is a refund of part of the funds from your deposit.

Conditions

• Be subscribed to our telegram news channel – RichGaranChannel
• Be subscribed to our YouTube news channel – Сообщество Онлайн Инвесторов RICHGARAN
• Make a post about the contribution to the project with a screenshot, post it on the image hosting(for example: imgbb.com) and provide a link to the screenshot (example in the form of a screenshot)

Or you can find your comment, click on “post time” and copy the link

• You need to order a bonus within 24 hours from the moment of deposit. The faster the better
• Applications for bonuses are accepted only through the FORM specified in the review article and the time allotted for the submission of applications. All other options are excluded and will not be considered by the blog team as an alternative way to get a bonus.
• Attention is very important! When you receive a bonus from our blog – be sure to unsubscribe under the review article of the project on our resource – this is one of the conditions

How to find out the percentage of bonus on a particular project?

• Most importantly you should know that the bonus is from RichGaran Online Investor Community exactly 50% of the stated in our articles (project reviews).Example – you invested $ 100 in a project, the project’s referral program is 5% (from the blog you get exactly 50% of the declared percentage of the project’s referral program), which equals 2.5% of your deposit bonus and as a result you will receive from $ 100 from the moment of creation deposit 2.5 dollars
• Almost every project on its main page writes % of receipt on the referral program
• Also in our articles (project reviews )is written in the line – “referral programs”

How to register using the affiliate link of the RichGarancom blog?

All links that are indicated in the reviews go to the official website of projects under our affiliate code. Before registration, we recommend that you clear your browser from cookies or register in incognito mode.

How to find out who is your invitation?

In your project’s account you can find information about your inviter (in another way: your upline, agent, partner, you invited by, parent, referral, partner, invited you). If there is no such information, write to the technical support of the project.

Insurance terms and conditions

1. You must be our partner in the project for which compensation is requested.
2. Have ordered a bonus for project X – apply for insurance for project X. Important! Bonuses were not ordered – you do not claim insurance. If you did not request a bonus for one of the deposits / reinvests, this deposit / reinvest is not subject to insurance. For deposit insurance made on the day of skam – an application for a bonus is also a prerequisite.
3. One of the prerequisites for receiving compensation is a comment about receiving a bonus (refback) from our blog. Leave a comment under the review article of the project for which you received a bonus.
4. The amount of simultaneously active deposits in one project from $ 800 inclusive and more – is not subject to insurance! Do not forget about diversification. Example: the volume of the investment portfolio is $ 1,000, it will optimally invest in 8-12 investment projects at $ 80-125 each.

How to calculate your loss?

Suppose you entered a project in the amount of $ 100, you received a refback from the blog $ 10, you managed to withdraw $ 60 from the project, which means your loss is: $ 100 – $ 10 – $ 60 = $ 30.

Important! How to calculate your loss and the amount that is subject to insurance during reinvestment?

Example 1: the first deposit in the project is $ 100 – the investment period has ended, and you decided to reinvest the same $ 100. We consider:

• First deposit – $ 100
• Profit for the first deposit – 110 $
• Reinvest (second deposit) – $ 100
• Profit for the second deposit – managed to withdraw $ 5
• Bonus received from the blog for the first contribution – $ 7
• Reinvest Blog Bonus Received – $ 7

Loss = 100 – 110 + 100 – 5 – 7 – 7 = 71 $ – the amount that is subject to insurance.

Example 2: the first deposit in the project is $ 100 – the investment period has not ended yet, they have withdrawn $ 60 and decided to reinvest the same $ 60 + $ 20 their own, then you need to consider this:

• First deposit – $ 100
• Profit for the first deposit – $ 66 (60 + 6 managed to withdraw after creating 2 deposits)
• Reinvest (second deposit) – $ 80 (60 + 20 of its own)
• Profit for the second deposit – managed to withdraw $ 5
• Bonus received from the blog for the first contribution – $ 7
• Reinvest Blog Bonus Received – $ 7

Loss = 100 – 66 + 80 – 5 – 7 – 7 = $ 95 – the amount that is subject to insurance.

Insurance calculation example:

Let’s say the size of the insurance fund for the project is $ 500. In the event of an insured event, investors who register via our affiliate link and apply for a refback receive insurance (minus the refback and profit received) proportional to the loss incurred.

Situation 1: The total loss of all participants does not exceed the size of the insurance fund.

In this case, each participant will receive full compensation for the loss incurred, net of profit.

Suppose six participants contributed:

1. 100$
2. 300$
3. 200$
4. 300$
5. 500$
6. 500$

Managed to deduce:

1. 400 $ (profit 300 $)
2. 550 $ (profit 250 $)
3. 200 $ (breakeven)
4. 200 $ (loss of $ 100)
5. 300 $ (loss 200 $)
6. 300 $ (loss 200 $)

Then the total loss will be $ 500 and 4-5-6 the participant will receive a full refund of the loss.

Situation 2: The total loss of all participants exceeds the size of the insurance fund.

In this case, each participant will receive compensation in proportion to the loss incurred, net of profit.

Suppose six participants invested:

1. 1 000$
2. 300$
3. 50$
4. 100$
5. 15$
6. 10$

At the time of the insured event, the alignment was as follows:

1. The first participant withdrew $ 500 (loss of $ 500)
2. The second participant withdrew $ 300 (loss $ 0)
3. The third participant withdrew $ 0 (loss of $ 50)
4. The fourth participant withdrew $ 150 (loss of $ 0 + profit of $ 50) entered the second round of $ 50
5. The fifth participant withdrew $ 5 (loss of $ 10)
6. The sixth participant withdrew $ 12 (loss $ 0 + profit $ 2)

The total loss will be $ 560. Since the three participants broke even and two of them made a profit, they do not participate in the deposit insurance program. The insurance amount of $ 500 will be divided proportionally between the remaining three participants in the following proportions:

• The first participant receives $ 446.43
• Third party receives $ 44.64
• The fifth participant receives $ 8.93

Important! Applications for compensation for losses are accepted only through the FORM specified in the review article. All other options (via social networks, Telegram, YouTube, mail, etc.) are excluded and will not be considered by the blog team as an alternative way to get insurance.

If several deposits are made in the project (for example, all deposits were made at the same time, or when the second deposit was made – there were no accruals on the first one), which are not considered as reinvest – we send an application for insurance separately for each deposit. Otherwise, the insurance request will be IGNORED!

Profit must always be withdrawn! If profit is accrued daily – withdraw every day. If profit is accrued 1 time per month – withdraw once a month. If you didn’t withdraw, then when calculating insurance, we will keep in mind that the funds were withdrawn, since you had such an opportunity. For in this case, you take insurance from people who adhered to all the rules. So keep that in mind!

If the amount of losses claimed by you will SIGNIFICANTLY differ from the real one – the request for compensation will be IGNORED!

If in the insurance form DO NOT indicate a link to the SCREENSHOT of your personal account in the project, which displays the deposit amount and withdrawn funds or a link to your comment about the received bonus from the blog for the relevant project (except when we did not manage to send the bonuses) – a request for Payment will be IGNORED!

If you write in the line that is intended to take a screenshot of your personal account – “the site does not open, I can’t take a screenshot” or “I can’t access the website / personal account”, etc., but in fact the website works – the insurance request will be IGNORED! When the site does not open, try accessing it from other browsers, in most cases this solves the problem.

Once again, we strongly draw your attention to this moment! Very often we have to hear justifications of something like this plan: “I did not manage to withdraw funds because I was busy / forgot / got sick / there were more important things, etc.” We do not accept any excuses. We also do not always have time, but we are well aware that if profit is not taken on time, then it can be lost. And a systematic loss of profit will ultimately result in a loss!

If your money is indifferent to you, that is, you do not withdraw profit as often as possible, then you incorrectly consider the loss – then we are not indifferent. The next time we simply reject such an application.

To avoid fraud, compensation is paid only to the details of the wallet for which you RECEIVED a BONUS from our blog.

Bonus and insurance payment regulations

Refback (bonus) is paid considering the rules for withdrawal in the project:

• If the project has an auto payment or instant (instant withdrawal), the refback is paid out within 24 hours.
• If the project has manual payments, then the refback is paid according to the payment regulation in the project + 24 hours. Example: the regulation of payments in the project 24-72 hours. Accordingly, we in this mode receive affiliate accruals. In this case, the refback is paid within 48-96 hours.
• In case of unforeseen circumstances, payments can last up to 4 business days. Saturday, Sunday, as well as holidays are non-working days.

The entire process of ordering and paying insurance takes 1-4 working days. Compensation applications are collected within 24 hours; then they are counted and checked, we filter out scammers and specify different points; when everything is calculated and clarified, we make compensation payments.

Please do not yank us with questions like: “And when will insurance come under Project X or Project Y”, each of your messages distracts the financial department from its work and thereby slows down payments to the entire team of investors.

If there was a delay in the payment of a bonus or insurance from us – it means there are reasons (we’ll clarify something, someone from the financial department got sick, it’s a holiday on the street, but you thought it was a working day, etc.), don’t worry, we’ll pay everyone.

We inform you in writing of the refback and insurance payment to the email address that you indicated when filling out the bonus / insurance form.

Caution: Fill out the bonus / insurance form carefully. Duplication of applications for a bonus / insurance, incorrect deposit amount, the amount of received bonuses and profits (in the case of insurance) – will be perceived as fraud – the blog reserves the right to not pay you anything.

In the event that we find that you are violating the rules of the blog or pursuing a non-loyal policy towards the blog, we reserve the right to refuse the payment of a bonus or insurance.

For questions about not receiving a refback or insurance, write to the mail
gararabasa@gmail.com, but before that, be sure to make sure that it is exactly 4 WORKING days, not calendar days. All comments on the blog on this topic will be deleted without viewing, because due to the large flow of posts, requests for payments are lost and the finance department cannot process them.

In order for your applications to be processed as quickly as possible, the following is an example of submitting a request to the support service.
We draw the attention of investors! When submitting a blog support application, we strongly recommend that you adhere to the following rules:

1. Subject of the appeal (insurance for project X, bonus for project X, consultation, proposal, wish, etc.)
2. Login, ID or other identifier in the project (if the question is about bonus / insurance).
3. Date and amount of deposit (if the question is about bonus / insurance).
4. The essence of the appeal.

These rules and recommendations greatly accelerate the processing of your application!